Transfer Money - Banking App

I'm currently working on the banking app for the local US bank and I got to tell you this market is in trouble. Two generations of Millennials and Baby Boomers are on the edge of the new technologies era and all of them are seeking the simple mobile banking experience. Millenniums and Post-Millennials were born in the digital era, they are overwhelmed with tons of information and trying to find a serene port, some transparent, and simple service. The service which can focus on the main needs with no bullshit and whatsoever. Baby Boomers are on the different side of this coin. They also need something simple but not all of them are good with new technologies. And here is the main issue. How to build the great mobile banking experience which can satisfy all generation needs? This is where I'm in.

The most frequent actions are the transfers. Almost all American banks provide all possible ways on how you can transfer your money. In most cases, these are the web pages integrated into the mobile app and it means you won't find there some great user experience. I broke down the whole transfer flow into simple steps where the user can focus on the prior actions such as select account, transfer amount and proceed to the next screen with the review info.

Most of the transfers are related to the credit payments. So, we need to show all possible options to pay such as Payment due, Current Balance or even Principle-Only Payment. I was trying to bring in some simplicity with exploration opportunity using cards. The user can easily navigate through the different options, find the appropriate one and pay it immediately or schedule the future one-time payment or the recurring one.